买入100股AEONCR

最近心态很奇怪，一直想买股，却又不愿意大量购买。

AEONCR's 年度financial report 刚刚出炉，成绩很漂亮。

马来西亚政府正在打压着信用卡，每张卡须额外支付RM50年费，AEONCR 却还能交出这么漂亮的成绩，值得支持。马来西亚的AEONCR 也不只是局限于马来西亚市场，年中更曾宣布要进军印度市场。基本上，日本AEON CO母公司像似以马来西亚作为亚洲的基地扩展出去。

AEON JUSCO 一直以来都是我的favorite shopping mall，地方宽大，设备齐全，货品漂亮新鲜，虽然比巴刹贵了点，但胜在有Jcard 分数可以累积。其实AEON 也是我心爱的counter 之一，管理层有效率，眼光独到、在策略性地点设立，专注于高中阶层消费群等等。对供应商而言，AEON确保win-win situation，比其他只会压低商家来乱丢价钱的霸级市场更受欢饮。其实AEON 还有着许多值得研究的地方，我将会另开一贴来分析他。

AEONCR 充分利用着AEON 的优势，将其信用卡和JCARD Membership系统紧密结合，互惠互利。除了JUSCO以外，AEONCR也积极拓展其他合作伙伴，如Sen Heng 等。前几次到Jusco逛逛时，促销期间，都可以看见AEONCR 信用卡的sales 们卖力着在拉客推销。但碍于手上已有太多信用卡了，我婉拒了漂亮的sales 美眉。

AEONCR 最赚钱的其实是借贷行业，就像其他商业银行一样。AEONCR  的个人贷款年息从最低的9.6%至高达14.4%，基本上赚副足可媲美阿隆了。据我所知，个人借贷吸引众多年轻一族，他们不惜为了把婚礼搞得壮观而去借贷……

比起其他金融股，AEONCR 正处于高成长阶段，五年来步步高升，股息派发慷慨，值得拥有。

AEONCR 信用卡：

http://www.aeonmalaysia.com.my/acs/web.do?fndName=NewAEONGoldVisa#page=page-1

基本的好处如下：

	NEW! Free Access to Plaza Premium Lounge in KLIA. As a Principal New AEON Gold Cardmember, you will enjoy free access to KLIA Plaza Premium Lounge while waiting for flight for up to 6x times a year . Also, you'll enjoy the following complimentary facilities:     * Freshly prepared hot meals and beverages     * Massage chair    * Shower with amenities    * Free high-speed email, Internet access & local calls    * Reading materials, TV area and Movies    * Mobile/laptop battery recharging facilities Cardmembers will also enjoy:   * 20% discount for accompanying guests * 10% discount on optional items and services  Terms and Conditions   *   FAQ
	Marvelous Privileges With MerchantsEnjoy rewards and discounts when you shop, dine and travel using the NEW AEON Classic or Gold Credit Card at participating merchants.
	AEON Touch and Go Zing Card Link the AEON Touch ‘n Go Zing Card to the NEW AEON Credit Card and enjoy hassle-free reloads.
	Worldwide Travel Assistance Don't worry if you've misplaced your AEON Card. Our AEON World Desk Centre provides personalised services and global assistance from lost/stolen cards to hotel reservations. You'll also enjoy Visa's / MasterCard emergency assistance services 24 hours a day.
	Numerous Payment Options Pay at your convenience at AEON Credit Service outlets or any AEON Credit Cash Deposit Machine. Alternatively, through MEPS Interbank GIRO, internet banking or over the counter at POS Malaysia outlets nationwide.
	Convenience of Global Cash Access With Visa PLUS and MasterCard Cirrus ATMs, you'll have access to over 810,000 ATMs worldwide including over 3,800 ATMs in Malaysia. Now convenience is at your fingertips.
	International Recognition Enjoy unparalleled recognition in any corner of the world because your AEON Cards is instantly recognised at over 19 million establishment worldwide.